Navigating government funding for home care can feel overwhelming, especially with various programs like the Commonwealth Home Support Program (CHSP) and Home Care Packages (HCP) available. Let’s break down the differences to help you find the right fit for your needs.
What is the Commonwealth Home Support Program (CHSP)?
CHSP is an entry-level program offering support for older Australians needing a small amount of help at home. It’s typically the first step for those starting with aged care services, providing limited hours of support each week. This program is not income-tested, though a small co-payment is required.
What are Home Care Packages (HCP)?
HCPs provide more comprehensive, flexible support tailored to your needs, helping you stay at home longer. With four levels of care ranging from basic to high needs, HCPs offer coordinated services based on an assessment by the Aged Care Assessment Team (ACAT). Although there can be an extensive waiting list, you can use CHSP funding while waiting.
Key Differences: CHSP vs. HCP
Both CHSP and HCP help with everyday tasks to support living at home, but they differ in scope and duration. CHSP suits those needing minimal weekly services, while HCPs are ideal for those with more complex, ongoing needs.
Can You Access CHSP and HCP Simultaneously?
Generally, you cannot use CHSP and HCP at the same time, but exceptions exist, such as accessing short-term or emergency services when your HCP budget is fully allocated.
Need assistance deciding or navigating the application process? Contact Stable Home Care is an approved provider for Home Care Packages, and our team can help you find the right care solution tailored to your unique needs. Reach out to us today to get started!
